[et_pb_section fb_built=“1″ _builder_version=“4.10.7″ _module_preset=“default“ global_colors_info=“{}“][et_pb_row _builder_version=“4.10.7″ _module_preset=“default“ global_colors_info=“{}“][et_pb_column type=“4_4″ _builder_version=“4.10.7″ _module_preset=“default“ global_colors_info=“{}“][et_pb_text _builder_version=“4.14.9″ _module_preset=“default“ text_text_color=“#E02B20″ text_font_size=“20px“ hover_enabled=“0″ global_colors_info=“{}“ sticky_enabled=“0″]<\/p>\n
ZMENY Z\u00c1KONA O ZMLUVE A POISTEN\u00cd<\/strong><\/p>\n [\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_font_size=“17px“ global_colors_info=“{}“]Revidovan\u00fd z\u00e1kon o poistnej zmluve (VVG) nadobudne vo \u0160vaj\u010diarsku \u00fa\u010dinnos\u0165 1. janu\u00e1ra 2022. \u010co to znamen\u00e1 pre v\u00e1s ako z\u00e1kazn\u00edka? Ak\u00e9 s\u00fa va\u0161e v\u00fdhody? Tu v\u00e1s informujeme o z\u00e1kone a najd\u00f4le\u017eitej\u0161\u00edch zmen\u00e1ch.[\/et_pb_text][et_pb_blurb image=“https:\/\/poistenie.ch\/wp-content\/uploads\/2021\/09\/meeting-1.jpg“ _builder_version=“4.14.7″ _module_preset=“default“ custom_margin=“||-7px||false|false“ custom_padding=“||0px||false|false“ hover_transition_duration=“0ms“ global_colors_info=“{}“][\/et_pb_blurb][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_text_color=“#E02B20″ text_font_size=“20px“ global_colors_info=“{}“]V\u0161eobecn\u00e9 inform\u00e1cie o z\u00e1kone o poistnej zmluve[\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_font_size=“17px“ global_colors_info=“{}“]\u010co je to z\u00e1kon o poistnej zmluve? ZMENY Z\u00c1KONA O ZMLUVE A POISTEN\u00cdRevidovan\u00fd z\u00e1kon o poistnej zmluve (VVG) nadobudne vo \u0160vaj\u010diarsku \u00fa\u010dinnos\u0165 1. janu\u00e1ra 2022. \u010co to znamen\u00e1 pre v\u00e1s ako z\u00e1kazn\u00edka? Ak\u00e9 s\u00fa va\u0161e v\u00fdhody? Tu v\u00e1s informujeme o z\u00e1kone a najd\u00f4le\u017eitej\u0161\u00edch zmen\u00e1ch.V\u0161eobecn\u00e9 inform\u00e1cie o z\u00e1kone o poistnej zmluve\u010co je to z\u00e1kon o poistnej zmluve? Z\u00e1kon o poistnej zmluve je pre […]<\/p>\n","protected":false},"author":1,"featured_media":29953,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"2880","footnotes":""},"categories":[11],"tags":[35,36,40,39,41,42],"class_list":["post-29944","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-zdravie","tag-poistenie","tag-poistenie-vo-svajciarsku","tag-svajciarsko","tag-zdravotne-poistenie","tag-zmeny-zakona","tag-zmeny-zakona-o-zmluve-a-poisteni"],"_links":{"self":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts\/29944","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/comments?post=29944"}],"version-history":[{"count":0,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts\/29944\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/media\/29953"}],"wp:attachment":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/media?parent=29944"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/categories?post=29944"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/tags?post=29944"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nZ\u00e1kon o poistnej zmluve je pre pois\u0165ovne jedn\u00fdm z najd\u00f4le\u017eitej\u0161\u00edch z\u00e1konov. Upravuje vz\u0165ah medzi pois\u0165ov\u0148ami a ich z\u00e1kazn\u00edkmi. S\u00fa v \u0148om zaznamenan\u00e9 v\u0161etky pr\u00e1va a povinnosti oboch str\u00e1n.[\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_font_size=“17px“ global_colors_info=“{}“]Pre\u010do doch\u00e1dza k zmen\u00e1m?
\nZ\u00e1kon o poistnej zmluve je star\u00fd viac ako sto rokov. Preto sa z\u00e1konodarn\u00fd zbor rozhodol prepracova\u0165 ho. Rev\u00edziou bude z\u00e1kon prisp\u00f4soben\u00fd dne\u0161n\u00fdm po\u017eiadavk\u00e1m a potreb\u00e1m. V bud\u00facnosti z\u00e1kazn\u00edci z\u00edskaj\u00fa lep\u0161iu ochranu spotrebite\u013ea.[\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_font_size=“17px“ global_colors_info=“{}“]Na ktor\u00e9 zmluvy sa zmeny vz\u0165ahuj\u00fa?
\nZmeny z\u00e1kona o poistnej zmluve sa vo v\u0161eobecnosti vz\u0165ahuj\u00fa na nov\u00e9 zmluvy. Zjednodu\u0161en\u00e9 form\u00e1lne n\u00e1le\u017eitosti a nov\u00e9 be\u017en\u00e9 pr\u00e1vo v\u00fdpovede pre poistenie majetku sa v\u0161ak vz\u0165ahuj\u00fa aj na va\u0161e existuj\u00face poistn\u00e9 zmluvy.[\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_font_size=“17px“ global_colors_info=“{}“]Kedy plat\u00ed revidovan\u00fd z\u00e1kon o poistnej zmluve?
\nRevidovan\u00fd z\u00e1kon nadob\u00fada \u00fa\u010dinnos\u0165 1. janu\u00e1ra 2022. V Generali \u0160vaj\u010diarsko budete \u0165a\u017ei\u0165 z nov\u00fdch ustanoven\u00ed u\u017e na jese\u0148 2021, v z\u00e1vislosti od zmluvy. Pri uzatv\u00e1ran\u00ed zmluvy je najlep\u0161ie po\u017eiada\u0165 svojho beratera.[\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_text_color=“#E02B20″ text_font_size=“20px“ global_colors_info=“{}“]Zmeny v z\u00e1kone o poistnej zmluve[\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_font_size=“17px“ global_colors_info=“{}“]Form\u00e1lne po\u017eiadavky:
\nPo\u017eiadavky na form\u00e1lne po\u017eiadavky s\u00fa uvo\u013enen\u00e9. V bud\u00facnosti po\u010detn\u00e9 ustanovenia umo\u017enia okrem listu aj ak\u00fako\u013evek in\u00fa formu komunik\u00e1cie, ktor\u00e1 umo\u017en\u00ed d\u00f4kaz v textovej forme. Jedn\u00fdm z pr\u00edkladov je e -mail. Tak\u00fdmto sp\u00f4sobom by mali by\u0165 obchodn\u00e9 transakcie zvl\u00e1dnut\u00e9 ove\u013ea jednoduch\u0161ie.[\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_font_size=“17px“ global_colors_info=“{}“]Pr\u00e1vo na odst\u00fapenie od zmluvy:
\nAktu\u00e1lne m\u00f4\u017eete odst\u00fapi\u0165 od zmluvy do 14 dn\u00ed. Ako je uveden\u00e9 v \u010dasti \u201eForm\u00e1lne po\u017eiadavky\u201c, teraz to m\u00f4\u017eete urobi\u0165 napr\u00edklad e-mailom. Je d\u00f4le\u017eit\u00e9, aby zvolen\u00e1 forma komunik\u00e1cie umo\u017e\u0148ovala d\u00f4kaz pomocou textu.[\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_text_color=“#000000″ text_font_size=“20px“ global_colors_info=“{}“]Be\u017en\u00e9 pr\u00e1vo na ukon\u010denie zmluvy[\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_font_size=“17px“ global_colors_info=“{}“]Poistenie majetku, zodpovednosti a z\u00e1konn\u00fdch n\u00e1kladov: V pr\u00edpade viacro\u010dn\u00fdch zml\u00fav m\u00f4\u017eu teraz obe zmluvn\u00e9 strany riadne vypoveda\u0165 zmluvu na konci tretieho poistn\u00e9ho roka alebo na konci nasleduj\u00facich poistn\u00fdch rokov.[\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_font_size=“17px“ global_colors_info=“{}“]\u017divotn\u00e9 poistenie: Rovnako ako predt\u00fdm m\u00f4\u017eete \u017eivotn\u00e9 poistenie zru\u0161i\u0165 po zaplaten\u00ed prv\u00e9ho ro\u010dn\u00e9ho poistn\u00e9ho.[\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_font_size=“17px“ global_colors_info=“{}“]Preml\u010dacia doba:
\nAktu\u00e1lne m\u00f4\u017eete vo\u010di n\u00e1m uplat\u0148ova\u0165 n\u00e1roky z poistnej zmluvy a\u017e p\u00e4\u0165 rokov od vzniku udalosti. V minulosti to boli len dva roky po udalosti.[\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ text_font_size=“17px“ global_colors_info=“{}“]Priamy n\u00e1rok na poistenie zodpovednosti za \u0161kodu:
\nPo\u0161koden\u00e9 osoby m\u00f4\u017eu teraz uplat\u0148ova\u0165 n\u00e1roky priamo na poistenie zodpovednosti zmluvnej strany. To znamen\u00e1, \u017ee napr\u00edklad v\u00e1\u0161 prenaj\u00edmate\u013e n\u00e1s m\u00f4\u017ee priamo kontaktova\u0165 ako va\u0161e poistenie zodpovednosti za \u0161kody z n\u00e1rokov na opravu \u0161kody sp\u00f4sobenej n\u00e1jomcom.[\/et_pb_text][et_pb_text _builder_version=“4.10.7″ _module_preset=“default“ global_colors_info=“{}“]Zdroj: Generali[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"