{"id":30070,"date":"2022-03-27T19:18:59","date_gmt":"2022-03-27T17:18:59","guid":{"rendered":"https:\/\/poistenie.ch\/?p=30070"},"modified":"2022-04-11T16:23:36","modified_gmt":"2022-04-11T14:23:36","slug":"takmer-vsetci-poistenci-dostanu-v-roku-2022-nizsie-sadzby-poistneho","status":"publish","type":"post","link":"https:\/\/poistenie.ch\/de\/takmer-vsetci-poistenci-dostanu-v-roku-2022-nizsie-sadzby-poistneho\/","title":{"rendered":"Fast alle Versicherten erhalten 2022 tiefere Pr\u00e4mienrechnung"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8220;1&#8243; _builder_version=&#8220;4.16&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_row _builder_version=&#8220;4.16&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.16&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_text _builder_version=&#8220;4.16&#8243; _module_preset=&#8220;default&#8220; text_text_color=&#8220;#E02B20&#8243; text_font_size=&#8220;20px&#8220; text_line_height=&#8220;1.8em&#8220; custom_margin=&#8220;||39px|||&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p><strong>Takmer v\u0161etci poistenci dostan\u00fa v roku 2022 ni\u017e\u0161ie sadzby poistn\u00e9ho<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.16&#8243; _module_preset=&#8220;default&#8220; text_font_size=&#8220;17px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p><span style=\"color: #000000;\">97 percent poistencov Groupe Mutuel dostane v roku 2022 ni\u017e\u0161ie poistn\u00e9 za z\u00e1kladn\u00e9 poistenie. Mesa\u010dn\u00fd \u00fa\u010det kles\u00e1 v priemere o 3,1 percenta, preto\u017ee n\u00e1rodn\u00e1 pois\u0165ov\u0148a vypl\u00e1ca svojim poistencom 113 mili\u00f3nov frankov sp\u00e4\u0165 z rezerv.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_blurb image=&#8220;https:\/\/poistenie.ch\/wp-content\/uploads\/2022\/04\/GM.png&#8220; image_icon_width=&#8220;102%&#8220; content_max_width=&#8220;563px&#8220; _builder_version=&#8220;4.17.0&#8243; _module_preset=&#8220;default&#8220; custom_margin=&#8220;||-7px||false|false&#8220; custom_padding=&#8220;0px||0px||false|false&#8220; hover_transition_duration=&#8220;0ms&#8220; hover_enabled=&#8220;0&#8243; global_colors_info=&#8220;{}&#8220; title_text=&#8220;GM&#8220; sticky_enabled=&#8220;0&#8243;][\/et_pb_blurb][et_pb_text _builder_version=&#8220;4.16&#8243; _module_preset=&#8220;default&#8220; text_font_size=&#8220;17px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>\u201eSme ve\u013emi radi, \u017ee \u00fa\u010det za poistn\u00e9 pre 97 percent na\u0161ich poistencov bude v roku 2022 ni\u017e\u0161\u00ed. Pokra\u010dujeme v na\u0161ej strat\u00e9gii \u00fahrad a vraciame 113 mili\u00f3nov \u0161vaj\u010diarskych frankov na\u0161im poistencom z na\u0161ich rezerv. To je 30 percent z celkov\u00fdch \u00fahrad na bud\u00faci rok, \u010do z n\u00e1s rob\u00ed pois\u0165ov\u0148u, ktor\u00e1 prepl\u00e1ca najviac,\u201c povedal Thomas Boyer, gener\u00e1lny riadite\u013e Groupe Mutuel.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.16&#8243; _module_preset=&#8220;default&#8220; text_font_size=&#8220;17px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Ni\u017e\u0161\u00ed v\u00fdpo\u010det poistn\u00e9ho je sp\u00f4soben\u00fd najm\u00e4 dvoma faktormi. N\u00e1klady na zdravotn\u00fa starostlivos\u0165 sa za posledn\u00e9 tri roky viac-menej stabilizovali a pand\u00e9mia e\u0161te nesp\u00f4sobila expl\u00f3ziu n\u00e1kladov. Ke\u010f\u017ee poistn\u00e9 sa vyv\u00edja v s\u00falade s n\u00e1kladmi, Groupe Mutuel m\u00f4\u017ee pon\u00faknu\u0165 stabiln\u00e9 alebo dokonca ni\u017e\u0161ie poistn\u00e9 v\u00e4\u010d\u0161ine svojich klientov. \u201eJe to v\u00fdborn\u00e1 spr\u00e1va najm\u00e4 pre rodiny a mal\u00fdch a stredn\u00fdch podnikate\u013eov, ktor\u00fdch rozpo\u010dty u\u017e roky za\u0165a\u017euj\u00fa vysok\u00e9 poistn\u00e9,\u201c hovor\u00ed Thomas Boyer. Poistn\u00e9 pre deti zost\u00e1va stabiln\u00e9. U mlad\u00fdch dospel\u00fdch (19 a\u017e 26-ro\u010dn\u00fdch) prudko klesaj\u00fa.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.16&#8243; _module_preset=&#8220;default&#8220; text_font_size=&#8220;17px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p><span style=\"color: #000000;\"><strong>Ni\u017e\u0161ie poistn\u00e9 v\u010faka prebyto\u010dn\u00fdm rezerv\u00e1m<\/strong><\/span><\/p>\n<p>\u201eMinul\u00fd rok sme vr\u00e1tili 101 mili\u00f3nov \u0161vaj\u010diarskych frankov. Tento rok je to 113 mili\u00f3nov frankov a v nasleduj\u00facich troch rokoch vr\u00e1time peniaze, ak to bude mo\u017en\u00e9, \u00bbhovor\u00ed Boyer. Rezervy s\u00fa potrebn\u00e9, ale nemali by by\u0165 nadmern\u00e9, patria poistencom. Konkr\u00e9tne v roku 2022 sa za ka\u017ed\u00e9ho dospel\u00e9ho bude mesa\u010dne odpo\u010d\u00edtava\u0165 10 a\u017e 20 frankov priamo z v\u00fd\u0161ky poistn\u00e9ho. Suma je 8 a\u017e 16 CHF pre mlad\u00fdch dospel\u00fdch a 5 a\u017e 10 CHF pre deti. Z tejto \u00fahrady bud\u00fa profitova\u0165 v\u0161etci poistenci, ktor\u00ed maj\u00fa k 1. janu\u00e1ru 2022 uzatvoren\u00fa zmluvu o z\u00e1kladnom zdravotnom poisten\u00ed so zdravotnou pois\u0165ov\u0148ou Groupe Mutuel.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.16&#8243; _module_preset=&#8220;default&#8220; text_font_size=&#8220;17px&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>\u201eSme najneutr\u00e1lnej\u0161\u00edm akt\u00e9rom v zdravotn\u00edctve. Z\u00e1kladn\u00e9 poistenie (OKP) je soci\u00e1lne poistenie, ktor\u00e9ho poistn\u00e9 odr\u00e1\u017ea v\u00fdvoj n\u00e1kladov na zdravotn\u00fa starostlivos\u0165. V\u0161etci hr\u00e1\u010di vo \u0161vaj\u010diarskom syst\u00e9me zdravotnej starostlivosti musia spolupracova\u0165, aby zn\u00ed\u017eili n\u00e1klady na zdravotn\u00fa starostlivos\u0165. S\u00fa\u010dasn\u00e1 stabilita je neudr\u017eate\u013en\u00e1 a treba prija\u0165 \u010fal\u0161ie opatrenia, aby sa zabr\u00e1nilo op\u00e4tovn\u00e9mu spusteniu st\u00fapaj\u00facej \u0161pir\u00e1ly,\u201c hovor\u00ed Thomas Boyer.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.16&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p>Zdroj: Groupe Mutuel<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Takmer v\u0161etci poistenci dostan\u00fa v roku 2022 ni\u017e\u0161ie sadzby poistn\u00e9ho97 percent poistencov Groupe Mutuel dostane v roku 2022 ni\u017e\u0161ie poistn\u00e9 za z\u00e1kladn\u00e9 poistenie. Mesa\u010dn\u00fd \u00fa\u010det kles\u00e1 v priemere o 3,1 percenta, preto\u017ee n\u00e1rodn\u00e1 pois\u0165ov\u0148a vypl\u00e1ca svojim poistencom 113 mili\u00f3nov frankov sp\u00e4\u0165 z rezerv.\u201eSme ve\u013emi radi, \u017ee \u00fa\u010det za poistn\u00e9 pre 97 percent na\u0161ich poistencov bude [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":30076,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"2880","footnotes":""},"categories":[11],"tags":[47,43,35,36,40,39],"class_list":["post-30070","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-zdravie","tag-groupe-mutuel","tag-krankenkasse","tag-poistenie","tag-poistenie-vo-svajciarsku","tag-svajciarsko","tag-zdravotne-poistenie"],"_links":{"self":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts\/30070","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/comments?post=30070"}],"version-history":[{"count":0,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts\/30070\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/media\/30076"}],"wp:attachment":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/media?parent=30070"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/categories?post=30070"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/tags?post=30070"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}