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P.G. | 11.02.2023<\/p>\n
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S\u00favisiace \u010cl\u00e1nky<\/p>\n
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Nezamestnanos\u0165, digit\u00e1lne nom\u00e1dstvo, nez\u00e1visl\u00e1 pr\u00e1ca alebo samostatn\u00e1 z\u00e1robkov\u00e1 \u010dinnos\u0165, pracovn\u00e9 vzorce a \u017eivotn\u00fd \u0161t\u00fdl s\u00fa vo \u0160vaj\u010diarsku \u010doraz rozmanitej\u0161ie. Pl\u00e1novanie d\u00f4chodkov\u00e9ho zabezpe\u010denia pod\u013ea aktu\u00e1lnej situ\u00e1cie je pre mnoh\u00fdch \u013eud\u00ed \u010dasovo n\u00e1ro\u010dn\u00e1 \u00faloha. Najm\u00e4 mlad\u00ed \u013eudia maj\u00fa \u010dasto tendenciu prehliada\u0165 t\u00fato realitu.<\/strong><\/span><\/p>\n [\/et_pb_text][et_pb_text _builder_version=“4.19.4″ _module_preset=“default“ text_font=“Montserrat|300|||||||“ text_font_size=“17px“ text_orientation=“justified“ custom_margin=“||31px|-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ text_orientation_tablet=“justified“ text_orientation_phone=“left“ text_orientation_last_edited=“on|phone“ global_colors_info=“{}“]<\/p>\n U\u017e teraz je zn\u00e1me, \u017ee \u0160vaj\u010diarom nebud\u00fa<\/strong> d\u00f4chodkov\u00e9 d\u00e1vky v r\u00e1mci prv\u00e9ho<\/strong> a druh\u00e9ho piliera<\/strong> posta\u010dova\u0165 na udr\u017eanie \u017eivotnej \u00farovne<\/strong> v d\u00f4chodkovom<\/strong> veku. Tu prich\u00e1dza na rad tret\u00ed pilier<\/strong>, ktor\u00fd pon\u00faka garantovan\u00e9 \u00faspory<\/strong> \u010di invest\u00edcie<\/strong> do fondov.<\/span><\/p>\n [\/et_pb_text][et_pb_button button_url=“\/kontakt\/#formular“ url_new_window=“on“ button_text=“NEUST\u00c1LE PON\u00daKAME BEZPLATN\u00c9 KONZULT\u00c1CIE“ button_alignment=“center“ button_alignment_tablet=“left“ button_alignment_phone=“center“ button_alignment_last_edited=“on|phone“ _builder_version=“4.19.4″ _module_preset=“default“ custom_button=“on“ button_text_size=“20px“ button_text_color=“#FFFFFF“ button_bg_color=“#000da0″ button_use_icon=“off“ custom_margin=“|||-16px|false|false“ custom_margin_tablet=“|||-16px|false|false“ custom_margin_phone=“|0px||-110px|false|false“ custom_margin_last_edited=“on|phone“ custom_padding_tablet=““ custom_padding_phone=“|0px||0px|false|false“ custom_padding_last_edited=“on|phone“ animation_style=“zoom“ animation_intensity_zoom=“5%“ global_colors_info=“{}“ button_bg_color__hover_enabled=“on|hover“ button_bg_use_color_gradient__hover=“off“ button_bg_color__hover=“#000060″ button_bg_enable_color__hover=“on“ transform_translate__hover=“-19px|-19px“][\/et_pb_button][et_pb_text _builder_version=“4.19.4″ _module_preset=“default“ text_font=“Montserrat|600|||||||“ text_text_color=“#000000″ text_font_size=“23px“ text_orientation=“justified“ custom_margin=“||15px|-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ text_font_tablet=“Montserrat|300|||||||“ text_font_phone=“Montserrat|600|||||||“ text_font_last_edited=“on|phone“ text_font_size_tablet=“17px“ text_font_size_phone=“22px“ text_font_size_last_edited=“on|phone“ header_font_size_tablet=““ header_font_size_phone=“35px“ header_font_size_last_edited=“on|phone“ text_orientation_tablet=“justified“ text_orientation_phone=“left“ text_orientation_last_edited=“on|phone“ global_colors_info=“{}“]<\/p>\n Rovnov\u00e1ha medzi opatrnos\u0165ou a rizikom<\/strong><\/p>\n [\/et_pb_text][et_pb_text _builder_version=“4.19.4″ _module_preset=“default“ text_font=“Montserrat|300|||||||“ text_font_size=“17px“ text_orientation=“justified“ custom_margin=“||31px|-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ text_orientation_tablet=“justified“ text_orientation_phone=“left“ text_orientation_last_edited=“on|phone“ global_colors_info=“{}“]<\/p>\n Na lep\u0161iu podporu svojich z\u00e1kazn\u00edkov<\/strong> pri budovan\u00ed ich \u00faspor navrhla Groupe Mutuel produkt, ktor\u00fd im umo\u017en\u00ed jednoducho prisp\u00f4sobi\u0165 investi\u010dn\u00e9 pl\u00e1ny ich meniacim sa osobn\u00fdm investi\u010dn\u00fdm cie\u013eom<\/strong>. Preto pri podp\u00edsan\u00ed zmluvy v tre\u0165om<\/strong> pilieri<\/strong> nie je ni\u010d vytesan\u00e9 do kame\u0148a<\/strong>. Ak napr\u00edklad mlad\u00ed profesion\u00e1li podp\u00edsali poistn\u00fa zmluvu s garantovan\u00fdm<\/strong> sporen\u00edm<\/strong>, m\u00f4\u017eu nesk\u00f4r podst\u00fapi\u0165 v\u00e4\u010d\u0161ie<\/strong> riziko<\/strong> a investova\u0165<\/strong> do rie\u0161enia s vy\u0161\u0161ou perspekt\u00edvou n\u00e1vratnosti<\/strong> v z\u00e1vislosti od v\u00fdvoja<\/strong> ich kari\u00e9ry. <\/span><\/p>\n Poistenci<\/strong> sa tak m\u00f4\u017eu slobodne rozhodn\u00fa\u0165, ako rozdelia<\/strong> svoje poistn\u00e9. M\u00f4\u017eu si zvoli\u0165 aj doplnkov\u00e9<\/strong> krytie<\/strong> riz\u00edk pod\u013ea svojej situ\u00e1cie, ako napr\u00edklad \u00famrtie<\/strong>, rentu<\/strong> alebo odpustenie<\/strong> poistn\u00e9ho v pr\u00edpade pr\u00e1ceneschopnosti<\/strong>.<\/span><\/p>\n [\/et_pb_text][et_pb_blurb image=“https:\/\/poistenie.ch\/wp-content\/uploads\/2022\/02\/Retirement.jpg“ alt=“D\u00f4chodok“ icon_alignment=“left“ _builder_version=“4.19.4″ _module_preset=“default“ module_alignment=“left“ custom_margin=“|||-104px||“ animation_style=“fade“ animation_duration=“2000ms“ global_colors_info=“{}“ transform_styles__hover_enabled=“on|hover“ transform_scale__hover_enabled=“on|hover“ transform_translate__hover_enabled=“on|desktop“ transform_rotate__hover_enabled=“on|desktop“ transform_skew__hover_enabled=“on|desktop“ transform_origin__hover_enabled=“on|desktop“ transform_scale__hover=“102%|102%“][\/et_pb_blurb][et_pb_text _builder_version=“4.19.4″ _module_preset=“default“ text_font=“Montserrat|300|||||||“ text_font_size=“17px“ custom_margin=“|||-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ global_colors_info=“{}“]<\/p>\n Zdroj: Groupe Mutuel \/ www.groupemutuel.ch<\/span><\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=“1″ _builder_version=“4.17.4″ _module_preset=“default“ custom_margin=“||-40px||false|false“ custom_padding=“0px||0px||false|false“ global_colors_info=“{}“][et_pb_row _builder_version=“4.17.4″ _module_preset=“default“ custom_padding=“||0px|||“ global_colors_info=“{}“][et_pb_column type=“4_4″ _builder_version=“4.17.4″ _module_preset=“default“ global_colors_info=“{}“][et_pb_blog fullwidth=“off“ posts_number=“3″ include_categories=“58,11″ use_manual_excerpt=“off“ excerpt_length=“0″ show_author=“off“ show_excerpt=“off“ show_pagination=“off“ _builder_version=“4.17.6″ _module_preset=“default“ header_font=“Montserrat||||||||“ header_line_height=“1.2em“ meta_font=“Montserrat|300|||||||“ meta_text_align=“left“ custom_margin_tablet=““ custom_margin_phone=“||-25px||false|false“ custom_margin_last_edited=“on|phone“ custom_padding_tablet=““ custom_padding_phone=“||0px||false|false“ custom_padding_last_edited=“on|phone“ animation_style=“flip“ animation_direction=“bottom“ border_width_all=“0px“ global_colors_info=“{}“][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Nicht berufst\u00e4tig, digitale Nomaden, Freelancing oder Selbst\u00e4ndigkeit: Immer mehr Arbeitsformen und Lebensstile poppen in der Schweiz auf. Die Vorsorge ganz individuell auf die aktuelle Lebensituation zu planen ist f\u00fcr viele m\u00fchselig. Insbesondere junge Menschen verdr\u00e4ngen dies oft.<\/p>","protected":false},"author":1,"featured_media":31866,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"2880","footnotes":""},"categories":[58],"tags":[77,47,61,76,35,36,62,72,54],"class_list":["post-31865","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-poistenie","tag-3pilier","tag-groupe-mutuel","tag-patrik-ganobcik","tag-podnikatel","tag-poistenie","tag-poistenie-vo-svajciarsku","tag-poistenie-ch","tag-praca","tag-pripoistenie"],"_links":{"self":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts\/31865","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/comments?post=31865"}],"version-history":[{"count":0,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts\/31865\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/media\/31866"}],"wp:attachment":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/media?parent=31865"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/categories?post=31865"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/tags?post=31865"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}