{"id":31970,"date":"2023-08-04T15:07:05","date_gmt":"2023-08-04T13:07:05","guid":{"rendered":"https:\/\/poistenie.ch\/?p=31970"},"modified":"2023-08-04T15:07:08","modified_gmt":"2023-08-04T13:07:08","slug":"zodpoveda-za-skodu-stahovacia-firma","status":"publish","type":"post","link":"https:\/\/poistenie.ch\/de\/zodpoveda-za-skodu-stahovacia-firma\/","title":{"rendered":"Haftet die Umzugsfirma f\u00fcr Sch\u00e4den?"},"content":{"rendered":"\n[et_pb_section fb_built=“1″ next_background_color=“#ffffff“ _builder_version=“4.21.0″ _module_preset=“default“ background_image=“https:\/\/poistenie.ch\/wp-content\/uploads\/2023\/08\/Zodpoveda-za-skodu-stahovacia-firma-svajciarsko.jpeg“ module_alignment=“center“ min_height=“399px“ height=“100px“ max_height=“1000px“ bottom_divider_style=“mountains“ bottom_divider_height=“15px“ bottom_divider_repeat=“1x“ bottom_divider_flip=“horizontal“ hover_enabled=“0″ global_colors_info=“{}“ alt=“Zodpoveda\u0301 za s\u030ckodu st\u030cahovacia firma s\u030cvajc\u030ciarsko“ title_text=“Zodpoveda\u0301 za s\u030ckodu st\u030cahovacia firma s\u030cvajc\u030ciarsko“ sticky_enabled=“0″][et_pb_row _builder_version=“4.17.4″ _module_preset=“default“ custom_padding=“148px|||||“ global_colors_info=“{}“][et_pb_column type=“4_4″ _builder_version=“4.17.4″ _module_preset=“default“ global_colors_info=“{}“][et_pb_text _builder_version=“4.21.0″ _module_preset=“default“ text_font=“Montserrat||||||||“ text_text_color=“#FFFFFF“ text_font_size=“18px“ header_font=“Montserrat|500|||||||“ header_text_align=“center“ header_text_color=“#f9f9f9″ header_font_size=“50px“ custom_margin=“0px||||false|false“ custom_margin_tablet=“-50px||||false|false“ custom_margin_phone=“-108px||||false|false“ custom_margin_last_edited=“on|tablet“ custom_padding=“5px||5px||false|false“ custom_padding_tablet=“5px||5px||false|false“ custom_padding_phone=“5px||5px||false|false“ custom_padding_last_edited=“on|tablet“ animation_style=“zoom“ animation_intensity_zoom=“5%“ hover_enabled=“0″ header_font_size_tablet=“50px“ header_font_size_phone=“40px“ header_font_size_last_edited=“on|phone“ header_text_shadow_style=“preset3″ border_radii=“on|6px|6px|6px|6px“ box_shadow_style=“preset1″ box_shadow_color=“#FFFFFF“ global_colors_info=“{}“ sticky_enabled=“0″]

Zodpoved\u00e1 za \u0161kodu s\u0165ahovacia firma?<\/h1>\n

P.G. | 04.08.2023<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=“1″ specialty=“on“ custom_padding_last_edited=“on|phone“ _builder_version=“4.17.4″ _module_preset=“default“ custom_margin_tablet=““ custom_margin_phone=“|||110px|false|false“ custom_margin_last_edited=“on|phone“ custom_padding=“||0px|||“ custom_padding_tablet=“||0px|||“ custom_padding_phone=“|0px||0px|false|false“ global_colors_info=“{}“][et_pb_column type=“1_4″ _builder_version=“4.16″ custom_padding=“|||“ global_colors_info=“{}“ custom_padding__hover=“|||“][et_pb_icon font_icon=“||divi||400″ icon_color=“#e0e0e0″ icon_width=“60px“ url=“https:\/\/www.facebook.com\/Poistenie-vo-\u0160vaj\u010diarsku-104568111464545\/“ url_new_window=“on“ align=“left“ _builder_version=“4.17.4″ _module_preset=“default“ custom_margin=“|||-35px||“ custom_margin_tablet=“-25px|||170px|false|false“ custom_margin_phone=“|||-65px|false|false“ custom_margin_last_edited=“on|tablet“ custom_padding_tablet=“0px||||false|false“ custom_padding_phone=“0px||||false|false“ custom_padding_last_edited=“on|tablet“ border_radii=“off|50px|50px|15px|50px“ global_colors_info=“{}“ icon_color__hover_enabled=“on|hover“ icon_color__hover=“#0C71C3″][\/et_pb_icon][et_pb_icon font_icon=“||divi||400″ icon_color=“#e0e0e0″ icon_width=“60px“ url=“https:\/\/www.instagram.com\/poistenie_vo_svajciarsku\/“ url_new_window=“on“ align=“left“ _builder_version=“4.17.4″ _module_preset=“default“ custom_margin=“|||-35px||“ custom_margin_tablet=“-98px|||280px|false|false“ custom_margin_phone=“-97px|||30px|false|false“ custom_margin_last_edited=“on|tablet“ custom_padding_tablet=““ custom_padding_phone=““ custom_padding_last_edited=“on|tablet“ border_radii=“off|50px|50px|15px|50px“ global_colors_info=“{}“ icon_color__hover_enabled=“on|hover“ icon_color__hover=“#fbad50″][\/et_pb_icon][et_pb_icon font_icon=“||fa||900″ icon_color=“#e0e0e0″ icon_width=“60px“ url=“mailto:patrik.ganobcik@pksfinanz.ch“ url_new_window=“on“ align=“left“ _builder_version=“4.17.4″ _module_preset=“default“ custom_margin=“|||-35px||“ custom_margin_tablet=“-97px||0px|390px|false|false“ custom_margin_phone=“|0px||130px|false|false“ custom_margin_last_edited=“on|tablet“ custom_padding_tablet=“0px||||false|false“ custom_padding_phone=“0px|0px|0px|0px|false|false“ custom_padding_last_edited=“on|tablet“ border_radii=“off|50px|50px|15px|50px“ global_colors_info=“{}“ icon_color__hover_enabled=“on|hover“ icon_color__hover=“#383838″][\/et_pb_icon][et_pb_text disabled_on=“on|on|off“ _builder_version=“4.17.4″ _module_preset=“default“ text_font=“Montserrat|300|||||||“ text_text_color=“#000000″ text_font_size=“17px“ text_letter_spacing=“1px“ header_font=“Montserrat|300|||||||“ header_text_align=“left“ header_font_size=“21px“ custom_margin=“78px|||-71px||“ custom_margin_tablet=“78px|||-71px||“ custom_margin_phone=“78px|||-71px||“ custom_margin_last_edited=“on|tablet“ custom_padding_tablet=““ custom_padding_phone=““ custom_padding_last_edited=“on|tablet“ animation_style=“zoom“ animation_direction=“right“ animation_intensity_zoom=“10%“ global_colors_info=“{}“]

S\u00favisiace \u010cl\u00e1nky<\/p>[\/et_pb_text][et_pb_divider color=“#000000″ divider_weight=“1px“ disabled_on=“on|on|off“ _builder_version=“4.17.4″ _module_preset=“default“ width=“81%“ custom_margin=“-23px|||-81px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ global_colors_info=“{}“][\/et_pb_divider][et_pb_blog posts_number=“1″ include_categories=“58,11″ show_thumbnail=“off“ use_manual_excerpt=“off“ excerpt_length=“0″ show_author=“off“ show_excerpt=“off“ show_pagination=“off“ disabled_on=“on|on|off“ _builder_version=“4.17.4″ _module_preset=“default“ header_font=“Montserrat|300|||||||“ header_font_size=“16px“ header_line_height=“1.1em“ meta_font=“Montserrat|300|||||||“ meta_text_color=“#7CDA24″ meta_letter_spacing=“-1px“ meta_line_height=“0.6em“ pagination_font=“Montserrat|300|||||||“ pagination_text_color=“#000000″ pagination_font_size=“14px“ pagination_line_height=“1.6em“ max_width=“100%“ custom_margin=“-35px|0px|0px|-91px|false|false“ 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animation_direction=“left“ animation_intensity_zoom=“10%“ global_colors_info=“{}“ pagination_text_color__hover=“#0C71C3″ pagination_text_color__hover_enabled=“on|hover“][\/et_pb_blog][et_pb_blog posts_number=“1″ include_categories=“58,11″ show_thumbnail=“off“ use_manual_excerpt=“off“ excerpt_length=“0″ show_author=“off“ show_excerpt=“off“ show_pagination=“off“ offset_number=“2″ disabled_on=“on|on|off“ _builder_version=“4.17.4″ _module_preset=“default“ header_font=“Montserrat|300|||||||“ header_font_size=“16px“ header_line_height=“1.1em“ meta_font=“Montserrat|300|||||||“ meta_text_color=“#7CDA24″ meta_letter_spacing=“-1px“ meta_line_height=“0.6em“ pagination_font=“Montserrat|300|||||||“ pagination_text_color=“#000000″ pagination_font_size=“14px“ pagination_line_height=“1.6em“ max_width=“100%“ custom_margin=“-55px|0px|0px|-91px|false|false“ custom_padding=“0px||0px|0px|false|false“ animation_style=“zoom“ animation_direction=“left“ animation_intensity_zoom=“10%“ global_colors_info=“{}“ pagination_text_color__hover=“#0C71C3″ pagination_text_color__hover_enabled=“on|hover“][\/et_pb_blog][et_pb_blog posts_number=“1″ include_categories=“58,11″ show_thumbnail=“off“ use_manual_excerpt=“off“ excerpt_length=“0″ show_author=“off“ show_excerpt=“off“ show_pagination=“off“ offset_number=“3″ use_overlay=“on“ disabled_on=“on|on|off“ _builder_version=“4.17.4″ _module_preset=“default“ header_font=“Montserrat|300|||||||“ header_font_size=“16px“ header_line_height=“1.1em“ meta_font=“Montserrat|300|||||||“ meta_text_color=“#7CDA24″ meta_letter_spacing=“-1px“ meta_line_height=“0.6em“ pagination_font=“Montserrat|300|||||||“ pagination_text_color=“#000000″ pagination_font_size=“14px“ pagination_line_height=“1.6em“ max_width=“100%“ custom_margin=“-55px|0px|0px|-91px|false|false“ custom_padding=“0px||0px|0px|false|false“ animation_style=“zoom“ animation_direction=“left“ animation_intensity_zoom=“10%“ global_colors_info=“{}“ pagination_text_color__hover=“#0C71C3″ 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text_font_size=“17px“ text_orientation=“justified“ custom_margin=“|||-110px||“ custom_padding=“||1px|||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ hover_enabled=“0″ text_orientation_tablet=“justified“ text_orientation_phone=“left“ text_orientation_last_edited=“on|desktop“ global_colors_info=“{}“ sticky_enabled=“0″]

Pri pohybe nie je nezvy\u010dajn\u00e9, \u017ee sa nie\u010do zlom\u00ed. Kto v\u0161ak nesie zodpovednos\u0165, ak d\u00f4jde k po\u0161kodeniu v d\u00f4sledku zle zabezpe\u010den\u00e9ho n\u00e1bytku, neopatrnej manipul\u00e1cie alebo nehody?<\/strong><\/span><\/p>[\/et_pb_text][et_pb_text _builder_version=“4.21.0″ _module_preset=“default“ text_font=“Montserrat|300|||||||“ text_font_size=“17px“ text_orientation=“justified“ custom_margin=“||31px|-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ hover_enabled=“0″ text_orientation_tablet=“justified“ text_orientation_phone=“left“ text_orientation_last_edited=“on|phone“ global_colors_info=“{}“ sticky_enabled=“0″]

S\u0165ahov\u00e1ci<\/strong> m\u00f4\u017eu leg\u00e1lne<\/strong> zahrn\u00fa\u0165 ur\u010dit\u00e9 odmietnutia<\/strong> zodpovednosti do zmluvy, \u010d\u00edm sa v ur\u010dit\u00fdch situ\u00e1ci\u00e1ch zriekaj\u00fa zodpovednosti za po\u0161koden\u00fd tovar. \u010comu mus\u00edte venova\u0165 pozornos\u0165<\/strong>, aby bolo va\u0161e s\u0165ahovanie \u010do najbezpe\u010dnej\u0161ie:<\/span><\/p>[\/et_pb_text][et_pb_text _builder_version=“4.21.0″ _module_preset=“default“ text_font=“Montserrat|600|||||||“ text_text_color=“#000000″ text_font_size=“23px“ text_orientation=“justified“ custom_margin=“||15px|-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ hover_enabled=“0″ text_font_tablet=“Montserrat|300|||||||“ text_font_phone=“Montserrat|600|||||||“ text_font_last_edited=“on|phone“ text_font_size_tablet=“17px“ text_font_size_phone=“22px“ text_font_size_last_edited=“on|phone“ header_font_size_tablet=““ header_font_size_phone=“35px“ header_font_size_last_edited=“on|phone“ text_orientation_tablet=“justified“ text_orientation_phone=“left“ text_orientation_last_edited=“on|phone“ global_colors_info=“{}“ sticky_enabled=“0″]

Presu\u0148te si cenn\u00e9 predmety sami<\/strong><\/p>[\/et_pb_text][et_pb_text _builder_version=“4.21.0″ _module_preset=“default“ text_font=“Montserrat|300|||||||“ text_font_size=“17px“ text_orientation=“justified“ custom_margin=“||31px|-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ hover_enabled=“0″ text_orientation_tablet=“justified“ text_orientation_phone=“left“ text_orientation_last_edited=“on|phone“ global_colors_info=“{}“ sticky_enabled=“0″]

Najlep\u0161ie je premiest\u0148ova\u0165<\/strong> predmety ve\u013ekej finan\u010dnej<\/strong> alebo nemateri\u00e1lnej<\/strong> hodnoty, napr\u00edklad drah\u00fa v\u00e1zu<\/strong> alebo dar\u010dek<\/strong> od priate\u013ea, sami<\/strong>, vyhnete sa tak nepr\u00edjemn\u00fdm prekvapeniam. Ak to nie je mo\u017en\u00e9<\/strong>, odfo\u0165te<\/strong> veci a nechajte ich oceni\u0165<\/strong>. Vo v\u0161eobecnosti je vhodn\u00e9 pred pres\u0165ahovan\u00edm nafoti\u0165<\/strong> v\u0161etok n\u00e1bytok a cenn\u00e9 predmety. M\u00f4\u017eete tak preuk\u00e1za\u0165<\/strong> pr\u00edpadn\u00e9 \u0161kody sp\u00f4soben\u00e9 pri s\u0165ahovan\u00ed.<\/span><\/p>[\/et_pb_text][et_pb_button button_url=“\/kontakt\/#formular“ url_new_window=“on“ button_text=“ZABEZPE\u010cTE SA LEG\u00c1LNE TERAZ“ button_alignment=“center“ button_alignment_tablet=“left“ button_alignment_phone=“center“ button_alignment_last_edited=“on|phone“ _builder_version=“4.21.0″ _module_preset=“default“ custom_button=“on“ button_text_size=“20px“ button_text_color=“#FFFFFF“ button_bg_color=“#000da0″ button_use_icon=“off“ custom_margin=“|||-16px|false|false“ custom_margin_tablet=“|||-16px|false|false“ custom_margin_phone=“|0px||-110px|false|false“ custom_margin_last_edited=“on|phone“ custom_padding_tablet=““ custom_padding_phone=“|0px||0px|false|false“ custom_padding_last_edited=“on|phone“ animation_style=“zoom“ animation_intensity_zoom=“5%“ hover_enabled=“0″ global_colors_info=“{}“ button_bg_color__hover_enabled=“on|hover“ button_bg_use_color_gradient__hover=“off“ button_bg_color__hover=“#000060″ button_bg_enable_color__hover=“on“ transform_translate__hover=“-19px|-19px“ sticky_enabled=“0″][\/et_pb_button][et_pb_text _builder_version=“4.21.0″ _module_preset=“default“ text_font=“Montserrat|600|||||||“ text_text_color=“#000000″ text_font_size=“23px“ text_orientation=“justified“ custom_margin=“||15px|-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ hover_enabled=“0″ text_font_tablet=“Montserrat|300|||||||“ text_font_phone=“Montserrat|600|||||||“ text_font_last_edited=“on|phone“ text_font_size_tablet=“17px“ text_font_size_phone=“22px“ text_font_size_last_edited=“on|phone“ header_font_size_tablet=““ header_font_size_phone=“35px“ header_font_size_last_edited=“on|phone“ text_orientation_tablet=“justified“ text_orientation_phone=“left“ text_orientation_last_edited=“on|phone“ global_colors_info=“{}“ sticky_enabled=“0″]

Po\u0161kodenie zisten\u00e9 po pres\u0165ahovan\u00ed<\/strong><\/p>[\/et_pb_text][et_pb_text _builder_version=“4.21.0″ _module_preset=“default“ text_font=“Montserrat|300|||||||“ text_font_size=“17px“ text_orientation=“justified“ custom_margin=“||31px|-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ hover_enabled=“0″ text_orientation_tablet=“justified“ text_orientation_phone=“left“ text_orientation_last_edited=“on|phone“ global_colors_info=“{}“ sticky_enabled=“0″]

Ak po\u010das s\u0165ahovania<\/strong> spozorujete nejak\u00e9 nedostatky<\/strong>, kontaktujte<\/strong> s\u0165ahovaciu firmu. Pracovn\u00fd<\/strong> protokol<\/strong> alebo potvrdenie by ste mali podp\u00edsa\u0165<\/strong> len s nedostatkami, ktor\u00e9 p\u00edsomne uznala s\u0165ahovacia spolo\u010dnos\u0165. Ak s\u0165ahovacia spolo\u010dnos\u0165 nedostatky neuzn\u00e1, dl\u017en\u00fa sumu by ste nemali<\/strong> uhr\u00e1dza\u0165<\/strong> priamo<\/strong>. <\/span><\/p>\n

Pr\u00edpadne sa m\u00f4\u017eete<\/strong> dohodn\u00fa\u0165 na odpo\u010d\u00edtan\u00ed<\/strong> v\u00fd\u0161ky \u0161kody \u2013 ak by bola uznan\u00e1 a vy\u010d\u00edslite\u013en\u00e1<\/strong> hne\u010f po skon\u010den\u00ed<\/strong> pr\u00e1ce \u2013 z celkovej sumy a doplati\u0165<\/strong> len rozdiel. Aj tu je potrebn\u00e1 pozn\u00e1mka<\/strong> na \u00fa\u010dtenke. <\/strong><\/span><\/p>\n

Ak ned\u00f4jde k<\/strong> dohode na mieste a p\u00edsomn\u00e9mu zaznamenaniu, je potrebn\u00e9 riadne<\/strong> nahl\u00e1si\u0165<\/strong> z\u00e1vady<\/strong> (p\u00edsomne zdokumentovan\u00e9 \u0161kody). <\/span><\/p>\n

\u0160kodu je potrebn\u00e9<\/strong> nahl\u00e1si\u0165 s\u0165ahovacej firme doporu\u010dene najnesk\u00f4r do dvoch<\/strong> a\u017e troch<\/strong> dn\u00ed<\/strong> od s\u0165ahovania. To plat\u00ed bez oh\u013eadu na to, \u010di ste po\u0161kodenie zistili po\u010das<\/strong> s\u0165ahovania alebo a\u017e potom<\/strong>. K listu prilo\u017ete d\u00f4kazov\u00e9<\/strong> fotografie<\/strong> a odhad<\/strong> n\u00e1kladov<\/strong>.<\/span><\/p>[\/et_pb_text][et_pb_text _builder_version=“4.21.0″ _module_preset=“default“ text_font=“Montserrat|600|||||||“ text_text_color=“#000000″ text_font_size=“23px“ text_orientation=“justified“ custom_margin=“||15px|-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ hover_enabled=“0″ text_font_tablet=“Montserrat|300|||||||“ text_font_phone=“Montserrat|600|||||||“ text_font_last_edited=“on|phone“ text_font_size_tablet=“17px“ text_font_size_phone=“22px“ text_font_size_last_edited=“on|phone“ header_font_size_tablet=““ header_font_size_phone=“35px“ header_font_size_last_edited=“on|phone“ text_orientation_tablet=“justified“ text_orientation_phone=“left“ text_orientation_last_edited=“on|phone“ global_colors_info=“{}“ sticky_enabled=“0″]

Ponuka a faktur\u00e1cia: Pau\u0161\u00e1lne alebo pod\u013ea v\u00fddavkov?<\/strong><\/p>[\/et_pb_text][et_pb_text _builder_version=“4.21.0″ _module_preset=“default“ text_font=“Montserrat|300|||||||“ text_font_size=“17px“ text_orientation=“justified“ custom_margin=“||31px|-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ hover_enabled=“0″ text_orientation_tablet=“justified“ text_orientation_phone=“left“ text_orientation_last_edited=“on|phone“ global_colors_info=“{}“ sticky_enabled=“0″]

V pr\u00edpade<\/strong> pau\u0161\u00e1lnej sumy je povinnos\u0165ou s\u0165ahovacej spolo\u010dnosti vykona\u0165 presn\u00fa<\/strong> kalkul\u00e1ciu<\/strong> ponuky<\/strong> (v pr\u00edpade potreby aj prostredn\u00edctvom obhliadky). Bez objednania<\/strong> na obhliadku s\u00fa va\u0161e \u00fadaje rozhoduj\u00face<\/strong> a mali by by\u0165 pravdiv\u00e9<\/strong>, inak budete musie\u0165 zn\u00e1\u0161a\u0165<\/strong> ak\u00e9ko\u013evek<\/strong> dodato\u010dn\u00e9<\/strong> n\u00e1klady<\/strong>, ktor\u00e9 z toho vypl\u00fdvaj\u00fa. <\/span><\/p>\n

Ak bola ponuka<\/strong> podan\u00e1 na z\u00e1klade \u010dasu a \u00fasilia (hodinov\u00e1 sadzba)<\/strong>, mus\u00edte zaplati\u0165<\/strong> za skuto\u010dne odpracovan\u00e9 hodiny \u2013 za predpokladu, \u017ee boli dodr\u017ean\u00e9 zmluvn\u00e9 dohody (napr. po\u010det zamestnancov alebo ve\u013ekos\u0165 n\u00e1kladn\u00e9ho vozidla) a odhad n\u00e1kladov bol nie je v\u00fdrazne prekro\u010den\u00e1.<\/span><\/p>[\/et_pb_text][et_pb_blurb image=“https:\/\/poistenie.ch\/wp-content\/uploads\/2022\/03\/grp-mtl.jpg“ alt=“D\u00f4chodok“ icon_alignment=“left“ _builder_version=“4.21.0″ _module_preset=“default“ module_alignment=“left“ custom_margin=“|||-104px||“ animation_style=“fade“ animation_duration=“2000ms“ hover_enabled=“0″ global_colors_info=“{}“ transform_styles__hover_enabled=“on|hover“ transform_scale__hover_enabled=“on|hover“ transform_translate__hover_enabled=“on|desktop“ transform_rotate__hover_enabled=“on|desktop“ transform_skew__hover_enabled=“on|desktop“ transform_origin__hover_enabled=“on|desktop“ transform_scale__hover=“102%|102%“ title_text=“grp mtl“ sticky_enabled=“0″][\/et_pb_blurb][et_pb_text _builder_version=“4.21.0″ _module_preset=“default“ text_font=“Montserrat|600|||||||“ text_text_color=“#000000″ text_font_size=“23px“ text_orientation=“justified“ custom_margin=“||15px|-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ hover_enabled=“0″ text_font_tablet=“Montserrat|300|||||||“ text_font_phone=“Montserrat|600|||||||“ text_font_last_edited=“on|phone“ text_font_size_tablet=“17px“ text_font_size_phone=“22px“ text_font_size_last_edited=“on|phone“ header_font_size_tablet=““ header_font_size_phone=“35px“ header_font_size_last_edited=“on|phone“ text_orientation_tablet=“justified“ text_orientation_phone=“left“ text_orientation_last_edited=“on|phone“ global_colors_info=“{}“ sticky_enabled=“0″]

Dobre vedie\u0165<\/strong><\/p>[\/et_pb_text][et_pb_text _builder_version=“4.21.0″ _module_preset=“default“ text_font=“Montserrat|300|||||||“ text_font_size=“17px“ text_orientation=“justified“ custom_margin=“||31px|-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ hover_enabled=“0″ text_orientation_tablet=“justified“ text_orientation_phone=“left“ text_orientation_last_edited=“on|phone“ global_colors_info=“{}“ sticky_enabled=“0″]

S\u0165ahovacie spolo\u010dnosti<\/strong> s poisten\u00edm verejnej zodpovednosti<\/strong> nie<\/strong> s\u00fa<\/strong> povinn\u00e9 hl\u00e1si\u0165 \u0161kodu svojej pois\u0165ovni<\/strong>. Ak s\u00fa napriek tomu \u0161kodovou udalos\u0165ou poveren\u00ed, mus\u00edte poda\u0165 v\u010dasn\u00e9 ozn\u00e1menie o z\u00e1vad\u00e1ch a preuk\u00e1za\u0165<\/strong> v\u00fd\u0161ku<\/strong> \u0161kody<\/strong>. <\/span><\/p>\n

S\u0165ahovacie spolo\u010dnosti<\/strong> \u010dasto v zmluve alebo vo svojich v\u0161eobecn\u00fdch obchodn\u00fdch podmienkach vylu\u010duj\u00fa<\/strong> zodpovednos\u0165<\/strong> za jednoduch\u00fa<\/strong> nedbanlivos\u0165<\/strong>, teda n\u00e1hodn\u00fa<\/strong> \u0161kodu. Pod\u013ea z\u00e1kona<\/strong> v\u0161ak nemo\u017eno<\/strong> vyl\u00fa\u010di\u0165<\/strong> zodpovednos\u0165 za hrub\u00fa<\/strong> nedbanlivos\u0165<\/strong> alebo nez\u00e1konn\u00fd<\/strong> \u00famysel. <\/span><\/p>\n

Ak d\u00f4jde ku \u0161kode<\/strong>, ten, kto \u0161kodu sp\u00f4sobil, zodpoved\u00e1<\/strong> len za aktu\u00e1lnu<\/strong> hodnotu<\/strong> veci. Napr\u00edklad elektrick\u00e9 predmety maj\u00fa men\u0161iu hodnotu u\u017e po jednom<\/strong> roku. V pr\u00edpade po\u0161kodenia mus\u00edte preuk\u00e1za\u0165<\/strong>, ak\u00e1 bola cena<\/strong> a kedy bola zak\u00fapen\u00e1<\/strong> (napr. dokladom o k\u00fape). Ak s\u00fa polo\u017eky u\u017e po\u010das odpisovania klasifikovan\u00e9 ako \u201ebezcenn\u00e9\u201c<\/strong>, nedostanete \u017eiadnu kompenz\u00e1ciu.<\/span><\/p>\n

Ak m\u00e1te uzatvoren\u00e9 poistenie<\/strong> pr\u00e1vnej<\/strong> ochrany<\/strong>, radi v\u00e1s pri uplatnen\u00ed n\u00e1roku podporia<\/strong>.<\/span><\/p>[\/et_pb_text][et_pb_text _builder_version=“4.21.0″ _module_preset=“default“ text_font=“Montserrat|300|||||||“ text_font_size=“17px“ custom_margin=“|||-110px||“ animation_style=“zoom“ animation_intensity_zoom=“10%“ hover_enabled=“0″ global_colors_info=“{}“ sticky_enabled=“0″]

Zdroj: AXA \/ www.axa.ch<\/span><\/p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=“1″ _builder_version=“4.17.4″ _module_preset=“default“ custom_margin=“||-40px||false|false“ custom_padding=“0px||0px||false|false“ global_colors_info=“{}“][et_pb_row _builder_version=“4.17.4″ _module_preset=“default“ custom_padding=“||0px|||“ global_colors_info=“{}“][et_pb_column type=“4_4″ _builder_version=“4.17.4″ _module_preset=“default“ global_colors_info=“{}“][et_pb_blog fullwidth=“off“ posts_number=“3″ include_categories=“58,11″ use_manual_excerpt=“off“ excerpt_length=“0″ show_author=“off“ show_excerpt=“off“ show_pagination=“off“ _builder_version=“4.17.6″ _module_preset=“default“ header_font=“Montserrat||||||||“ header_line_height=“1.2em“ meta_font=“Montserrat|300|||||||“ meta_text_align=“left“ custom_margin_tablet=““ custom_margin_phone=“||-25px||false|false“ custom_margin_last_edited=“on|phone“ custom_padding_tablet=““ custom_padding_phone=“||0px||false|false“ custom_padding_last_edited=“on|phone“ animation_style=“flip“ animation_direction=“bottom“ border_width_all=“0px“ global_colors_info=“{}“][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"

Bei einem Umzug geht nicht selten etwas zu Bruch. Aber wer haftet, wenn durch schlecht gesicherte M\u00f6bel, unsorgf\u00e4ltige Behandlung oder durch ein Missgeschick Sch\u00e4den entstehen?<\/p>","protected":false},"author":1,"featured_media":31971,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"2880","footnotes":""},"categories":[58],"tags":[63,61,35,78,36,62,54,79],"class_list":["post-31970","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-poistenie","tag-axa","tag-patrik-ganobcik","tag-poistenie","tag-poistenie-pravnej-ochrany","tag-poistenie-vo-svajciarsku","tag-poistenie-ch","tag-pripoistenie","tag-stahovanie"],"_links":{"self":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts\/31970","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/comments?post=31970"}],"version-history":[{"count":0,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts\/31970\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/media\/31971"}],"wp:attachment":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/media?parent=31970"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/categories?post=31970"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/tags?post=31970"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}