{"id":32102,"date":"2025-07-21T23:08:29","date_gmt":"2025-07-21T21:08:29","guid":{"rendered":"https:\/\/poistenie.ch\/?p=32102"},"modified":"2025-07-24T11:15:53","modified_gmt":"2025-07-24T09:15:53","slug":"nie-je-poistny-poradca-ako-poradca-na-koho-sa-spolahnut","status":"publish","type":"post","link":"https:\/\/poistenie.ch\/de\/nie-je-poistny-poradca-ako-poradca-na-koho-sa-spolahnut\/","title":{"rendered":"Nicht jeder Versicherungsberater ist gleich \u2013 auf wen kann man sich verlassen?"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8220;1&#8243; next_background_color=&#8220;#ffffff&#8220; _builder_version=&#8220;4.21.0&#8243; _module_preset=&#8220;default&#8220; background_image=&#8220;https:\/\/poistenie.ch\/wp-content\/uploads\/2025\/07\/FINMA-poistenie-vo-svajciarsku.jpg&#8220; module_alignment=&#8220;center&#8220; min_height=&#8220;399px&#8220; height=&#8220;100px&#8220; max_height=&#8220;1000px&#8220; bottom_divider_style=&#8220;mountains&#8220; bottom_divider_height=&#8220;15px&#8220; 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custom_padding=&#8220;5px||5px||false|false&#8220; custom_padding_tablet=&#8220;5px||5px||false|false&#8220; custom_padding_phone=&#8220;5px||5px||false|false&#8220; custom_padding_last_edited=&#8220;on|tablet&#8220; animation_style=&#8220;zoom&#8220; animation_intensity_zoom=&#8220;5%&#8220; header_font_size_tablet=&#8220;50px&#8220; header_font_size_phone=&#8220;40px&#8220; header_font_size_last_edited=&#8220;on|phone&#8220; header_text_shadow_style=&#8220;preset3&#8243; border_radii=&#8220;on|6px|6px|6px|6px&#8220; box_shadow_style=&#8220;preset1&#8243; box_shadow_color=&#8220;#FFFFFF&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<h1 style=\"text-align: center;\">Nie je poistn\u00fd poradca, ako poradca &#8211; na koho sa spo\u013eahn\u00fa\u0165?<\/h1>\n<p style=\"text-align: center;\">P.G. | 21.07.2025<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8220;1&#8243; specialty=&#8220;on&#8220; custom_padding_last_edited=&#8220;on|phone&#8220; 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text_orientation_last_edited=&#8220;on|desktop&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p style=\"hyphens: auto; word-spacing: -0.08em;\"><span style=\"color: #000000;\"><strong>Pois\u0165ovac\u00ed sprostredkovatelia a sprostredkovate\u013eky, ktor\u00ed p\u00f4sobia ako nez\u00e1visl\u00ed, sa musia zap\u00edsa\u0165 do verejn\u00e9ho registra FINMA. Len tak m\u00f4\u017eu pon\u00faka\u0165 alebo uzatv\u00e1ra\u0165 poistn\u00e9 zmluvy na \u0161vaj\u010diarskom poistnom trhu.<\/strong><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.21.0&#8243; _module_preset=&#8220;default&#8220; text_font=&#8220;Montserrat|300|||||||&#8220; text_font_size=&#8220;17px&#8220; text_orientation=&#8220;justified&#8220; custom_margin=&#8220;||31px|-110px||&#8220; animation_style=&#8220;zoom&#8220; animation_intensity_zoom=&#8220;10%&#8220; text_orientation_tablet=&#8220;justified&#8220; text_orientation_phone=&#8220;left&#8220; text_orientation_last_edited=&#8220;on|phone&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p style=\"hyphens: auto; word-spacing: -0.08em;\"><span style=\"color: #000000;\"><strong>Verejn\u00fd register<\/strong> pois\u0165ovac\u00edch sprostredkovate\u013eov sl\u00fa\u017ei na informovanie klientov. V registri s\u00fa uveden\u00ed v\u0161etci sprostredkovatelia a sprostredkovate\u013eky, ktor\u00ed <strong>sp\u013a\u0148aj\u00fa podmienky<\/strong> na registr\u00e1ciu.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.21.0&#8243; _module_preset=&#8220;default&#8220; text_font=&#8220;Montserrat|300|||||||&#8220; text_font_size=&#8220;17px&#8220; text_orientation=&#8220;justified&#8220; custom_margin=&#8220;||31px|-110px||&#8220; animation_style=&#8220;zoom&#8220; animation_intensity_zoom=&#8220;10%&#8220; text_orientation_tablet=&#8220;justified&#8220; text_orientation_phone=&#8220;left&#8220; text_orientation_last_edited=&#8220;on|phone&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p><span style=\"color: #000000;\">Zv\u00fd\u0161en\u00e1 opatrnos\u0165 je potrebn\u00e1 pri <strong>cudzojazy\u010dn\u00fdch<\/strong> telef\u00f3nnych \u010d\u00edslach alebo v pr\u00edpadoch, ke\u010f pois\u0165ovac\u00ed sprostredkovate\u013e alebo sprostredkovate\u013eka pon\u00faka aj <strong>in\u00e9 finan\u010dn\u00e9 slu\u017eby<\/strong> ne\u017e sprostredkovanie poistn\u00fdch produktov.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8220;\/kontakt\/#formular&#8220; url_new_window=&#8220;on&#8220; button_text=&#8220;ZABEZPE\u010cTE SI BEZPLATN\u00da KONZULT\u00c1CIU POISTENIA&#8220; button_alignment=&#8220;center&#8220; button_alignment_tablet=&#8220;left&#8220; button_alignment_phone=&#8220;center&#8220; button_alignment_last_edited=&#8220;on|phone&#8220; _builder_version=&#8220;4.21.0&#8243; _module_preset=&#8220;default&#8220; custom_button=&#8220;on&#8220; button_text_size=&#8220;20px&#8220; button_text_color=&#8220;#FFFFFF&#8220; button_bg_color=&#8220;#000da0&#8243; button_use_icon=&#8220;off&#8220; custom_margin=&#8220;|||-16px|false|false&#8220; custom_margin_tablet=&#8220;|||-16px|false|false&#8220; custom_margin_phone=&#8220;|0px||-110px|false|false&#8220; custom_margin_last_edited=&#8220;on|phone&#8220; custom_padding_tablet=&#8220;&#8220; custom_padding_phone=&#8220;|0px||0px|false|false&#8220; custom_padding_last_edited=&#8220;on|phone&#8220; animation_style=&#8220;zoom&#8220; animation_intensity_zoom=&#8220;5%&#8220; global_colors_info=&#8220;{}&#8220; button_bg_color__hover_enabled=&#8220;on|hover&#8220; button_bg_use_color_gradient__hover=&#8220;off&#8220; button_bg_color__hover=&#8220;#000060&#8243; button_bg_enable_color__hover=&#8220;on&#8220; transform_translate__hover=&#8220;-19px|-19px&#8220;][\/et_pb_button][et_pb_text _builder_version=&#8220;4.21.0&#8243; _module_preset=&#8220;default&#8220; text_font=&#8220;Montserrat|300|||||||&#8220; text_font_size=&#8220;17px&#8220; text_orientation=&#8220;justified&#8220; custom_margin=&#8220;||31px|-110px||&#8220; animation_style=&#8220;zoom&#8220; animation_intensity_zoom=&#8220;10%&#8220; text_orientation_tablet=&#8220;justified&#8220; text_orientation_phone=&#8220;left&#8220; text_orientation_last_edited=&#8220;on|phone&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p><span style=\"color: #000000;\">To zah\u0155\u0148a napr\u00edklad <strong>spr\u00e1vu<\/strong> <strong>majetku<\/strong>, <strong>investi\u010dn\u00e9<\/strong> <strong>poradenstvo<\/strong>, <strong>invest\u00edcie<\/strong> do <strong>kryptomien<\/strong> alebo podobn\u00e9 \u010dinnosti. Registr\u00e1cia ako pois\u0165ovac\u00ed sprostredkovate\u013e automaticky <strong>nezah\u0155\u0148a<\/strong> povolenie na <strong>sprostredkovanie<\/strong> <strong>in\u00fdch<\/strong> finan\u010dn\u00fdch slu\u017eieb.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.21.0&#8243; _module_preset=&#8220;default&#8220; text_font=&#8220;Montserrat|300|||||||&#8220; text_font_size=&#8220;17px&#8220; text_orientation=&#8220;justified&#8220; custom_margin=&#8220;||31px|-110px||&#8220; animation_style=&#8220;zoom&#8220; animation_intensity_zoom=&#8220;10%&#8220; text_orientation_tablet=&#8220;justified&#8220; text_orientation_phone=&#8220;left&#8220; text_orientation_last_edited=&#8220;on|phone&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p><span style=\"color: #000000;\">Pros\u00edm, venujte pozornos\u0165 aj upozorneniam t\u00fdkaj\u00facim sa ochrany pred investi\u010dn\u00fdmi <strong>podvodmi<\/strong>, ako aj zoznamu varovan\u00ed, ktor\u00fd vedie <strong>FINMA<\/strong>. Uveden\u00fd zoznam obsahuje spolo\u010dnosti a osoby, ktor\u00e9 m\u00f4\u017eu vykon\u00e1va\u0165 \u010dinnos\u0165 na finan\u010dnom trhu bez potrebn\u00e9ho <strong>povolenia<\/strong>. Predt\u00fdm, ne\u017e <strong>prijmete<\/strong> ak\u00fako\u013evek <strong>ponuku<\/strong>, si <strong>overte<\/strong> v\u0161etky inform\u00e1cie a ak m\u00e1te pochybnosti, <strong>kontaktujte FINMA<\/strong>.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_video src=&#8220;https:\/\/youtu.be\/Bz__xn2QWkQ&#8220; _builder_version=&#8220;4.21.0&#8243; _module_preset=&#8220;default&#8220; width=&#8220;100%&#8220; custom_margin=&#8220;|||-49px||&#8220; global_colors_info=&#8220;{}&#8220;][\/et_pb_video][et_pb_blurb url=&#8220;https:\/\/youtu.be\/Bz__xn2QWkQ&#8220; alt=&#8220;D\u00f4chodok&#8220; icon_alignment=&#8220;left&#8220; _builder_version=&#8220;4.21.0&#8243; _module_preset=&#8220;default&#8220; module_alignment=&#8220;left&#8220; custom_margin=&#8220;|||-104px||&#8220; animation_style=&#8220;fade&#8220; animation_duration=&#8220;2000ms&#8220; global_colors_info=&#8220;{}&#8220; transform_styles__hover_enabled=&#8220;on|hover&#8220; transform_scale__hover_enabled=&#8220;on|hover&#8220; transform_translate__hover_enabled=&#8220;on|desktop&#8220; transform_rotate__hover_enabled=&#8220;on|desktop&#8220; transform_skew__hover_enabled=&#8220;on|desktop&#8220; transform_origin__hover_enabled=&#8220;on|desktop&#8220; transform_scale__hover=&#8220;102%|102%&#8220;][\/et_pb_blurb][et_pb_text _builder_version=&#8220;4.21.0&#8243; _module_preset=&#8220;default&#8220; text_font=&#8220;Montserrat|600|||||||&#8220; text_text_color=&#8220;#000000&#8243; text_font_size=&#8220;23px&#8220; text_orientation=&#8220;justified&#8220; custom_margin=&#8220;||15px|-110px||&#8220; animation_style=&#8220;zoom&#8220; animation_intensity_zoom=&#8220;10%&#8220; text_font_tablet=&#8220;Montserrat|300|||||||&#8220; text_font_phone=&#8220;Montserrat|600|||||||&#8220; text_font_last_edited=&#8220;on|phone&#8220; text_font_size_tablet=&#8220;17px&#8220; text_font_size_phone=&#8220;22px&#8220; text_font_size_last_edited=&#8220;on|phone&#8220; header_font_size_tablet=&#8220;&#8220; header_font_size_phone=&#8220;35px&#8220; header_font_size_last_edited=&#8220;on|phone&#8220; text_orientation_tablet=&#8220;justified&#8220; text_orientation_phone=&#8220;left&#8220; text_orientation_last_edited=&#8220;on|phone&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p style=\"hyphens: auto; word-spacing: -0.08em;\"><strong>Kde si m\u00f4\u017eem sprostredkovate\u013ea skontrolova\u0165?<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.21.0&#8243; _module_preset=&#8220;default&#8220; text_font=&#8220;Montserrat|300|||||||&#8220; text_font_size=&#8220;17px&#8220; text_orientation=&#8220;justified&#8220; custom_margin=&#8220;||31px|-110px||&#8220; animation_style=&#8220;zoom&#8220; animation_intensity_zoom=&#8220;10%&#8220; text_orientation_tablet=&#8220;justified&#8220; text_orientation_phone=&#8220;left&#8220; text_orientation_last_edited=&#8220;on|phone&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p><span style=\"color: #000000;\"><span style=\"caret-color: #000000;\">Link na kontrolu sprostredkovate\u013ea: <strong><a href=\"https:\/\/www.finma.ch\/en\/authorisation\/insurance-intermediaries\/registersuche\/\" target=\"_blank\" rel=\"noopener\">Kontrola FINMA<\/a><\/strong><\/span><\/span><\/p>\n<p><span style=\"color: #000000;\"><span style=\"caret-color: #000000;\">Eidgen\u00f6ssische Finanzmarktaufsicht FINMA <\/span><\/span><\/p>\n<p><span style=\"color: #000000;\"><span style=\"caret-color: #000000;\">Laupenstrasse 27, 3003 Bern.\u00a0<\/span><\/span><\/p>\n<div><span><a href=\"tel:0041313279100\">Tel. +41 31 327 91 00, <\/a><\/span><span><\/span><span><span style=\"color: #000000;\"><span style=\"caret-color: #000000;\">Fax +41 31 327 91 01<\/span><\/span><\/span><\/div>\n<p style=\"font-weight: 400;\"><a href=\"mailto:info@finma.ch\">info@finma.ch<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8220;4.21.0&#8243; _module_preset=&#8220;default&#8220; text_font=&#8220;Montserrat|300|||||||&#8220; text_font_size=&#8220;17px&#8220; custom_margin=&#8220;|||-110px||&#8220; animation_style=&#8220;zoom&#8220; animation_intensity_zoom=&#8220;10%&#8220; global_colors_info=&#8220;{}&#8220;]<\/p>\n<p><span style=\"color: #000000;\">Zdroj: FINMA \/ www.finma.ch<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8220;1&#8243; _builder_version=&#8220;4.17.4&#8243; _module_preset=&#8220;default&#8220; custom_margin=&#8220;||-40px||false|false&#8220; custom_padding=&#8220;0px||0px||false|false&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_row _builder_version=&#8220;4.17.4&#8243; _module_preset=&#8220;default&#8220; custom_padding=&#8220;||0px|||&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.17.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_blog fullwidth=&#8220;off&#8220; posts_number=&#8220;3&#8243; include_categories=&#8220;58,11&#8243; use_manual_excerpt=&#8220;off&#8220; excerpt_length=&#8220;0&#8243; show_author=&#8220;off&#8220; show_excerpt=&#8220;off&#8220; show_pagination=&#8220;off&#8220; _builder_version=&#8220;4.17.6&#8243; _module_preset=&#8220;default&#8220; header_font=&#8220;Montserrat||||||||&#8220; header_line_height=&#8220;1.2em&#8220; meta_font=&#8220;Montserrat|300|||||||&#8220; meta_text_align=&#8220;left&#8220; custom_margin_tablet=&#8220;&#8220; custom_margin_phone=&#8220;||-25px||false|false&#8220; custom_margin_last_edited=&#8220;on|phone&#8220; custom_padding_tablet=&#8220;&#8220; custom_padding_phone=&#8220;||0px||false|false&#8220; custom_padding_last_edited=&#8220;on|phone&#8220; animation_style=&#8220;flip&#8220; animation_direction=&#8220;bottom&#8220; border_width_all=&#8220;0px&#8220; global_colors_info=&#8220;{}&#8220;][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Versicherungsvermittlerinnen und -vermittler, die ungebunden t\u00e4tig sind, m\u00fcssen sich in das \u00f6ffentliche Register der FINMA eintragen lassen. Nur so d\u00fcrfen sie auf dem schweizerischen Versicherungsmarkt Versicherungsvertr\u00e4ge anbieten oder abschliessen.<\/p>","protected":false},"author":1,"featured_media":32106,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"2880","footnotes":""},"categories":[58],"tags":[85,84,61,35,36,62],"class_list":["post-32102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-poistenie","tag-certifikacia","tag-finma","tag-patrik-ganobcik","tag-poistenie","tag-poistenie-vo-svajciarsku","tag-poistenie-ch"],"_links":{"self":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts\/32102","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/comments?post=32102"}],"version-history":[{"count":0,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/posts\/32102\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/media\/32106"}],"wp:attachment":[{"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/media?parent=32102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/categories?post=32102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/poistenie.ch\/de\/wp-json\/wp\/v2\/tags?post=32102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}